Investment Advisory
BFA builds and manages custom portfolios that are designed to balance risk, return, and cost, tailored to each client’s unique circumstances. Risk is geared to client appetite and the time horizons of your objectives.
Appropriate asset allocation and diversification are key elements critical to successful outcomes.
A Disciplined Approach
BFA takes a long-term view of global markets and economic conditions, pairing these views with a long-term holding investment philosophy. BFA invests across global equity and fixed income markets, letting clients take advantage of a broad array of investment opportunities. This approach remains disciplined in the face of the toughest market conditions.
BFA likes to uses exchange traded funds (ETFs) and index mutual funds to create portfolios that are easy to understand, transparent, well-diversified, and designed to keep your costs low.
Index strategies are used by the largest institutional investors. Academic research supports this
approach. Low costs let you keep more of your returns. BFA brings these institutional grade solutions to you.
A Diversified Buy And Hold Approach
BFA employs a diversified buy-and-hold approach and rebalances holdings in a disciplined manner to remain in line with the agreed asset allocation. BFA monitors your portfolio on an on-going basis.
BFA avoids short-term trading and market timing. We don’t engage in short selling, use complex securities or derivatives, or employ margin or leverage.
BFA is a fiduciary, always putting your interests first. We do not sell commission-based products or use funds with front-end loads or revenue sharing. Our fees are agreed in advance, transparent, and simple to understand.
BFA focuses on taxes, seeking to maximize tax-deferred wealth building options and manage future liabilities.
BFA agrees written investment guidelines with each client to create a clear understanding of portfolio construction, aligning our interests and fostering open communication.
BFA will also analyze a client’s existing portfolio in line with our philosophy and make recommendations that the client can implement on their own.
